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Worker Help Center | GPOD Support

GPOD Worker Help Center

Your guide to accessing earned wages, managing your account, and getting support when you need it.

Quick Help Links

App Download

Download the GPOD app to access your earned wages

Request Pay

Learn how to request your earned wages anytime

Contact Support

Get help from our friendly support team

Common Questions

Find answers to frequently asked questions

Getting Started with GPOD

Welcome to GPOD! Here's how to start accessing your earned wages whenever you need them:

Step 1: Download the GPOD App

Download our secure mobile app from your device's app store. It's available for both iOS and Android devices.

Step 2: Create Your Account

Sign up using your work email address and the company code provided by your employer. You'll need to verify your identity to ensure the security of your account.

Tip: Verification Documents

Have your ID ready (passport, driver's license, or national ID) to complete the verification process quickly.

Step 3: Connect Your Bank Account

Connect your bank account securely to receive your earned wages. We use bank-level encryption to keep your information safe.

Important Security Note

GPOD will never store your bank login credentials. We use secure connections to verify your account only.

Step 4: View Your Available Balance

Once your account is set up, you'll be able to see your earned wages in real-time. Your available balance updates daily based on the hours you've worked.

Step 5: Request Your Earned Wages

When you need to access your earned wages, simply request a withdrawal through the app. The money will be transferred to your bank account, usually within minutes.

Understanding Earned Wage Access

What is Earned Wage Access?

Earned Wage Access (EWA) allows you to access the money you've already earned before your regular payday. It's not a loan – it's your money that you've already worked for.

Real-time Earnings

See exactly how much you've earned so far in the pay period, updated daily.

Access When Needed

Request your earned wages anytime, with money delivered to your bank account quickly.

Fixed Fee Model

A small, transparent fee per withdrawal – never percentage-based interest like payday loans.

No Impact on Credit

Since this is your earned money, not a loan, there's no credit check or impact on your credit score.

How It's Different From Payday Loans

GPOD Earned Wage Access

  • Access to money you've already earned
  • Small, fixed fee per withdrawal
  • No interest charges
  • No credit check required
  • No debt created
  • Automatically reconciled on payday

Payday Loans

  • Borrowing money you haven't earned yet
  • High interest rates (often 400%+ APR)
  • Additional fees for late payments
  • May affect credit score
  • Creates debt cycle
  • Requires manual repayment

Using the GPOD App

Your guide to navigating the GPOD app and making the most of its features:

Main App Features

Dashboard Overview

Your main dashboard shows your available balance, recent transactions, and upcoming payday. This is your home screen when you open the app.

Dashboard Tip

Pull down on the dashboard to refresh your available balance with the latest information.

Requesting Your Earned Wages

Tap the "Request Funds" button on your dashboard to access your earned wages. You can select any amount up to your available balance.

  1. Tap "Request Funds" on your dashboard
  2. Enter the amount you need (up to your available balance)
  3. Review the transaction details, including the fixed fee
  4. Confirm the request
  5. Funds will be sent to your connected bank account
Viewing Transaction History

Access your complete transaction history to see all previous withdrawals, fees paid, and automatic reconciliations on paydays.

Navigate to: Profile → Transaction History

Financial Insights

View personalized insights about your earning and spending patterns to help improve your financial health.

These insights can help you:

  • Track your earnings patterns
  • Understand your withdrawal frequency
  • Identify potential savings opportunities
  • Set financial goals
Account Settings

Manage your profile, bank connection, notification preferences, and security settings.

Key settings include:

  • Update personal information
  • Change or add bank accounts
  • Set up biometric authentication
  • Manage notification preferences
  • Update password and security questions

Understanding Fees and Limits

Our Simple Fee Structure

GPOD uses a transparent, fixed-fee model – never percentage-based interest rates. Here's what you need to know:

Standard Transfer (1-2 business days)

ÂŖ1.50

Funds will arrive in your bank account within 1-2 business days.

Express Transfer (within minutes)

ÂŖ2.50

Funds will arrive in your bank account typically within minutes.

Important to Note:

  • Fees are fixed regardless of the amount withdrawn
  • No hidden charges or extra fees
  • No subscription or monthly fees

Withdrawal Limits

To help you manage your finances responsibly, GPOD has certain limits in place:

Available Balance

You can access up to 50% of your earned wages for the current pay period. This amount updates daily based on your worked hours.

Example: If you've earned ÂŖ600 so far this pay period, you can access up to ÂŖ300.

Maximum Withdrawals

You can make up to 3 withdrawals per pay period.

Weekly Pay

3 withdrawals per week

Monthly Pay

3 withdrawals per month

These limits are designed to help you maintain financial stability while still providing flexibility when you need it.

Frequently Asked Questions

Find answers to common questions about using GPOD's earned wage access service:

How quickly will I receive my money after requesting it?

With a Standard Transfer (ÂŖ1.50 fee), funds will arrive in your bank account within 1-2 business days. If you choose an Express Transfer (ÂŖ2.50 fee), funds typically arrive within minutes, depending on your bank's processing times.

Some banks may take longer to process the transfer, especially during weekends or holidays.

Is this a loan? Will it affect my credit score?

No, GPOD is not a loan service. You're accessing wages you've already earned but haven't been paid yet. Since you're not borrowing money, there's no interest, no debt created, and no impact on your credit score.

We don't perform credit checks, and your use of GPOD is not reported to credit agencies.

How is my available balance calculated?

Your available balance is calculated based on the hours you've worked in the current pay period, as reported by your employer's time-tracking system. We update this information daily.

You can access up to 50% of your earned wages for the current pay period. For example, if you've earned ÂŖ400 so far this pay period, your available balance would be ÂŖ200.

Your available balance is reduced by any withdrawals you've already made during the current pay period.

What happens on payday?

On your regular payday, your employer will pay you your full wages minus the amounts you've already accessed through GPOD. This reconciliation happens automatically.

For example, if your full pay is ÂŖ1,200 and you accessed ÂŖ300 through GPOD during the pay period, you'll receive ÂŖ900 on payday (ÂŖ1,200 - ÂŖ300 = ÂŖ900).

After payday, your available balance will reset for the new pay period as you begin earning again.

Is my information secure?

Yes, GPOD uses bank-level security to protect your personal and financial information. We employ 256-bit encryption, secure servers, and follow industry best practices for data protection.

When you connect your bank account, we use secure APIs that never store your bank login credentials on our servers. We're also compliant with all relevant data protection regulations, including GDPR.

We recommend enabling biometric authentication (fingerprint or face recognition) in the app settings for additional security.

What if I leave my job?

If you leave your job, any outstanding amounts you've accessed through GPOD will be deducted from your final paycheck. If your final paycheck doesn't cover the outstanding amount, you'll receive instructions on how to repay the remaining balance.

Your access to the GPOD app will continue for 30 days after your employment ends to allow you to view your transaction history and manage any outstanding matters.

Can I cancel a withdrawal request?

You can cancel a Standard Transfer withdrawal request if it's still in "Pending" status in your transaction history. Simply go to the transaction details and select "Cancel Request."

Express Transfers process almost immediately and typically cannot be cancelled once submitted. If you need to cancel an Express Transfer, contact customer support immediately, though there's no guarantee it can be stopped once initiated.

What if I need help or have questions not answered here?

Our support team is available to help! You can contact us through several channels:

  • In-app chat support: Available 8am-8pm Monday-Friday
  • Email: support@gpod.com
  • Phone: 0800-123-4567 (9am-6pm Monday-Friday)
  • Help Center: More detailed guides and tutorials

For urgent issues outside business hours, use the in-app "Urgent Support" button for our limited weekend and evening support.

Troubleshooting Common Issues

Common Issues and Solutions

App Login Problems

Issue: Unable to log in or repeatedly getting error messages.

Solutions:

  1. Ensure you're using the correct email address and password
  2. Check your internet connection
  3. Update to the latest version of the app
  4. Clear the app cache (Settings → Apps → GPOD → Clear Cache)
  5. Use the "Forgot Password" link to reset your password

Bank Connection Issues

Issue: Unable to connect your bank account or connection is failing.

Solutions:

  1. Check that you're entering the correct bank credentials
  2. Ensure your bank supports external connections
  3. Try connecting during normal business hours
  4. Disable any VPN or proxy services while connecting
  5. Contact your bank to ensure they're not blocking third-party connections

Withdrawal Not Received

Issue: You requested a withdrawal but haven't received the funds.

Solutions:

  1. Check your transaction history to confirm the status (should show "Completed")
  2. Verify you've connected the correct bank account
  3. For Standard Transfers, allow 1-2 business days for processing
  4. Check with your bank if there are any pending deposits
  5. Contact support with your transaction ID if the issue persists

Available Balance Discrepancies

Issue: Your available balance seems incorrect or doesn't match your worked hours.

Solutions:

  1. Remember you can access up to 50% of your earned wages
  2. Check if recent withdrawals have reduced your available balance
  3. Verify your timesheet is up-to-date in your employer's system
  4. Allow 24 hours for newly worked hours to be reflected
  5. Contact your employer's HR department if you believe there's a timesheet error

Still Having Issues?

If you've tried these solutions and are still experiencing problems, please contact our support team through the app or by emailing support@gpod.com with details of the issue.

Contact Support

Our support team is here to help you with any questions or issues you may have:

Support Options

In-App Chat

Available 8am-8pm Monday-Friday

Fastest response time: Usually within 5 minutes

Email Support

support@gpod.com

Response time: Within 24 hours

Phone Support

0800-123-4567

Available 9am-6pm Monday-Friday

Urgent Support

Use the "Urgent Support" button in the app

Limited availability on weekends and evenings

Submit a Support Request

Managing Your Account

Account Settings and Preferences

Updating Personal Information

Keep your account information up-to-date to ensure smooth service and communication.

To update your personal information:

  1. Go to Profile → Personal Information
  2. Update the necessary fields
  3. Tap "Save Changes"

Note: Some changes may require verification documentation.

Managing Bank Connections

Add, remove, or update your connected bank accounts.

To manage your bank connections:

  1. Go to Profile → Bank Accounts
  2. Select an existing account to update or remove it
  3. Tap "Add New Account" to connect another bank account
  4. Follow the secure connection process
Security Settings

Enhance your account security with additional protection measures.

Security options include:

  • Change password (recommended every 3 months)
  • Enable biometric authentication (fingerprint/face recognition)
  • Set up a PIN code for the app
  • Enable login notifications
  • Review connected devices

Access these features at: Profile → Security Settings

Notification Preferences

Customize which notifications you receive and how you receive them.

Notification types include:

  • Withdrawal confirmations
  • Balance updates
  • Payday reminders
  • Security alerts
  • App updates and announcements

Manage these at: Profile → Notification Settings

Account Deactivation

If you need to temporarily or permanently deactivate your account:

  1. Go to Profile → Account Settings → Deactivate Account
  2. Select your reason for deactivation
  3. Resolve any outstanding balances if applicable
  4. Confirm deactivation

Note: Temporary deactivation keeps your account information but suspends access. Permanent deactivation removes your data in accordance with data protection regulations.

Financial Wellness Resources

GPOD is committed to helping you achieve financial stability and wellness:

Free Financial Resources

Financial Education Library

Access our library of articles, guides, and videos on topics like budgeting, saving, debt management, and building credit.

Access in the app: Menu → Financial Wellness → Education Library

Budgeting Tools

Use our simple budgeting tools to track expenses, set saving goals, and plan for upcoming bills.

Access in the app: Menu → Financial Wellness → Budget Tools

Personalized Insights

Receive tailored financial insights based on your earning and spending patterns to help improve your financial health.

Access in the app: Dashboard → Financial Insights

Financial Counseling

Book a free 20-minute session with a financial counselor to discuss your specific financial situation and get personalized advice.

Access in the app: Menu → Financial Wellness → Book Counseling Session

Community Support

Join our financial wellness community forums to connect with other workers, share tips, and learn from each other's experiences.

Access in the app: Menu → Financial Wellness → Community

Privacy and Security

How We Protect Your Data

Data Encryption

We use 256-bit encryption (the same level used by major banks) to protect all your personal and financial information both in transit and at rest.

Secure Bank Connections

Our bank connection process uses secure APIs and never stores your bank login credentials. We're only granted read-only access to verify your account and make deposits.

Identity Verification

We verify all users' identities to protect against fraud and ensure only you can access your account. All verification documents are processed securely.

Biometric Authentication

Enable fingerprint or face recognition for an additional layer of security when accessing your GPOD account.

Your Data Privacy Rights

GPOD complies with all applicable data protection regulations, including GDPR. You have the right to:

  • Access all personal data we hold about you
  • Request correction of inaccurate information
  • Request deletion of your data (subject to legal requirements)
  • Restrict or object to certain processing of your data
  • Request a copy of your data in a portable format
  • Withdraw consent at any time for future processing

To exercise any of these rights, go to Profile → Privacy Settings → Data Rights, or contact our Data Protection Officer at privacy@gpod.com.

Full Privacy Policy

View our complete Privacy Policy and Terms of Service in the app at Menu → Legal → Privacy Policy.

GPOD Worker Support

We're here to help you make the most of your earned wage access benefits.

Contact Us

Email: support@gpod.com

Phone: 0800-123-4567

Hours: 9am-6pm Monday-Friday

App Download

Available on iOS and Android


Š 2023 GPOD Finance Ltd. All rights reserved.

Registered in England and Wales (Company No. 12345678)

Authorized and regulated by the Financial Conduct Authority (FRN: 123456)