Investment Tiers
Compare GPOD's investment tiers - from Starter (ÂŖ1,000-ÂŖ9,999) to Impact (ÂŖ50,000+) with tailored returns, reporting, and liquidity options.
đ Choose Your Investment Level
GPOD offers flexible investment tiers designed to accommodate different capital ranges while providing ethical returns and measurable social impact. Each tier provides a unique combination of benefits, reporting, and liquidity options.
- â Transparent, ethical returns without exploitative lending
- â Real-time performance tracking via investor dashboard
- â Shariah-compliant investment structure
- â Measurable social impact metrics on employment creation
đ° Investment Tiers
Choose the investment tier that aligns with your financial goals and impact objectives. All tiers provide ethical returns while supporting GPOD's mission.
Full Features:
- Quarterly distribution schedule
- Basic online dashboard access
- Standard PDF reporting format
- Annual investor webinar invitation
- 5% early withdrawal fee before 12 months
- Email-based investor support
- Worker impact summary reports
Full Features:
- Monthly or quarterly distribution options
- Advanced real-time performance dashboard
- PDF and CSV data export options
- Quarterly investor calls with team
- 3% early withdrawal fee before 6 months
- Priority email and phone support
- Detailed impact analytics dashboard
- Automatic reinvestment options
Full Features:
- Custom distribution schedule to suit your needs
- Premium real-time performance analytics dashboard
- PDF, CSV and API data access options
- Monthly calls and on-demand access to team
- Negotiable early withdrawal terms
- Dedicated relationship manager
- Custom impact research and analytics
- Advisory board invitation for strategic input
- Flexible investment strategy options
đ Detailed Feature Comparison
Compare all features across investment tiers to find the perfect fit for your financial and impact goals.
ÂŖ1,000-ÂŖ9,999
ÂŖ10,000-ÂŖ49,999
ÂŖ50,000+
𧎠Investment Return Calculator
Use our calculator to estimate potential returns across different investment amounts and time periods.
Calculate Your Potential Returns
Your Projected Returns
Total Return:
After 3 years
Total Profit:
Net gain on investment
Annual Return Rate:
Effective annual rate
Regular Payment:
Based on your distribution preference
Social Impact:
Workers Supported
Payday Loans Avoided:
Predatory loans prevented
Results are projections based on historical performance and are not guaranteed. All investments involve risk. GPOD charges a fixed ÂŖ2.50 fee per early wage access transaction to workers - never interest or percentage-based fees.
đ Historical Performance
Review historical performance data for each investment tier to make an informed decision.
Return Performance (2020-2023)
Capital Growth (ÂŖ10,000 Initial)
Starter Tier Performance
Growth Tier Performance
Impact Tier Performance
Past performance is not necessarily indicative of future results. All investments involve risk.
đą Social Impact Metrics
Your investment in GPOD delivers tangible social impact by supporting worker financial wellbeing and employment opportunities.
Across the UK with instant wage access
Avoided payday loans and credit card debt
Drop in reported financial anxiety
Through improved workforce participation
Impact per ÂŖ10,000 Invested
Gain access to earned wages before payday
78% report reduced financial stress
In payday loan and credit card interest
92% avoid high-cost credit options
Created through employment activation
64% maintain employment >6 months
Platform Process
GPOD helps workers access their earned wages early by charging a small, flat ÂŖ2.50 fee per transaction - never percentage-based fees or interest.
Worker Earns Wages
Worker completes shift and earns wages verified by employer
Early Access Request
Worker requests early access to earned wages (up to 90%)
Platform Fee
Worker pays flat ÂŖ2.50 fee per transaction, funds delivered instantly
đŦ Investor Testimonials
Hear from current GPOD investors about their experience across different investment tiers.
"I started with the Starter tier to test the waters of impact investing. The returns have consistently met the target range, and I appreciate the transparency of knowing exactly how my capital is being used. The quarterly reports provide clear metrics on both financial performance and social impact. I've since increased my investment to the Growth tier."
"The Growth tier has been the perfect balance for my portfolio. The real-time dashboard gives me confidence in how my investment is performing, and the monthly distributions provide a reliable income stream. I particularly value the quarterly investor calls, which provide deeper insights into GPOD's strategy and impact metrics than I've experienced with other ethical investments."
"As an Impact tier investor, I've been impressed with the level of personalization and service. My dedicated relationship manager understands my specific impact goals and ensures my capital is aligned accordingly. The advisory board participation has allowed me to contribute to GPOD's strategic direction, while the returns have consistently exceeded my expectations at 12.3% annually."
â Frequently Asked Questions
Find answers to common questions about GPOD's investment tiers and processes.
GPOD generates returns through a transparent profit-sharing model. When workers access their earned wages early, they pay a fixed transparent fee (ÂŖ2.50 per transaction, regardless of amount). This fee is then shared between operations costs, investor returns, and impact reinvestment.
This model ensures our incentives are aligned with ethical practices - we don't profit from debt, interest, or rollover fees. Returns scale with platform usage and employer adoption, creating a sustainable business model that benefits all stakeholders.
While GPOD investments are designed for the medium to long term, we understand that circumstances change. Each tier has different terms:
- âĸ Starter Tier: 12-month minimum term with quarterly liquidity windows thereafter. Early withdrawals subject to a 5% fee.
- âĸ Growth Tier: 6-month minimum term with monthly liquidity windows thereafter. Early withdrawals subject to a 3% fee.
- âĸ Impact Tier: Negotiable terms with priority liquidity access and customized exit provisions.
All withdrawal requests are processed within 5-15 business days depending on the tier and amount.
GPOD measures social impact through a combination of quantitative metrics and qualitative assessments:
- âĸ Financial Wellbeing Metrics: Tracking high-cost debt avoidance, emergency fund growth, and stress reduction
- âĸ Employment Metrics: Measuring job retention, shift fulfillment, and workforce activation rates
- âĸ Worker Surveys: Regular assessments of financial confidence and quality of life improvements
- âĸ Independent Verification: Third-party validation of employment outcomes and financial wellbeing
Our impact reporting follows IRIS+ standards and is verified by independent social impact assessors. All investors receive regular impact reports appropriate to their tier level.
Returns from GPOD investments are typically subject to income tax for UK investors. However, depending on your circumstances, there may be options to hold your investment through tax-efficient wrappers.
GPOD provides annual tax statements for all investors, but we recommend consulting with your tax advisor to understand the specific implications for your personal or business tax situation.
Yes, GPOD's investment structure has been certified as Shariah-compliant by independent Islamic finance authorities. Our model adheres to Islamic principles in several important ways:
- âĸ No Interest (Riba): We never charge interest on wages accessed early
- âĸ Fixed Fees: The ÂŖ2.50 transaction fee is flat, transparent, and not tied to amount or time
- âĸ No Uncertainty (Gharar): All terms are clear and disclosed upfront
- âĸ Ethical Activities: Funds are only used for permissible (halal) economic activity
- âĸ Shared Risk: Investment returns are tied to real economic activity
Our Shariah compliance certification is reviewed quarterly, and all investment activities are monitored to ensure continued adherence to Islamic finance principles.
đ Ready to Start Investing?
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