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GPOD
UAE

Real-Time Payroll for the UAE Market

GPOD UAE delivers instant wage access, AI-powered management, and complete regulatory compliance across all seven emirates.

90%
Of wages available for instant access
82%
Reduction in payroll admin time
8.5%
Ethical investment returns

Real-Time

AI Powered

Compliant

Financial Wellbeing

What is GPOD UAE?

GPOD UAE is the Emirates' first comprehensive real-time payroll and workforce platform connecting workers, employers, investors, and government entities in one integrated ecosystem. Designed specifically for the UAE market, our technology enables instant wage access, AI-powered management, and seamless compliance with both federal UAE regulations and individual emirate requirements.


UAE Wage Protection System

Full integration with UAE WPS requirements ensuring 100% compliance across all emirates, with automated reporting to Ministry of Human Resources and Emiratisation (MOHRE).


Shariah-Compliant Instant Pay

Access up to 90% of earned wages instantly with a flat AED 13 fee. Fully Shariah-compliant structure using Wakalah-Mudarabah principles with no interest or debt.


Multi-Emirate Compliance

Automated compliance with both federal UAE labor laws and specific regulations for all seven emirates, including free zones and special economic zones.


UAE Data Residency

Data hosted in UAE data centers in compliance with UAE data sovereignty requirements and cybersecurity regulations from the Telecommunications Regulatory Authority (TRA).

Federal & Emirate-Specific Compliance

Federal UAE Compliance

UAE Labour Law

Fully compliant with Federal Decree-Law No. 33 of 2021 on the Regulation of Employment Relationships, including all amendments and ministerial resolutions.

Wage Protection System

Complete WPS integration with MOHRE with electronic salary transfers and automatic reporting, ensuring full compliance with Ministerial Decree No. 739 of 2016.

End of Service Benefits

Automated calculation of gratuity payments in accordance with UAE Labor Law requirements based on employment duration and contract type.

UAE Data Protection

Compliant with Federal Decree-Law No. 45 of 2021 regarding Personal Data Protection and all TRA cybersecurity requirements.

Emirate-Specific Regulations

GPOD UAE provides specialized compliance modules for each emirate's unique requirements:

Dubai

  • DIFC Employment Law No. 2 of 2019 compliance
  • Dubai Development Authority regulations
  • DIAC arbitration provisions for disputes

Abu Dhabi

  • ADGM Employment Regulations 2019 compliance
  • Abu Dhabi specific Tawteen requirements
  • ADDED commercial compliance integration

Sharjah

  • Sharjah Executive Council decrees compliance
  • SAIF Zone specific regulations
  • Sharjah Department of Economic Development alignment

Ajman

  • Ajman Free Zone employment regulations
  • Ajman Department of Economic Development compliance

Fujairah

  • Fujairah Free Zone Authority regulations
  • Fujairah Municipality employment requirements

Ras Al Khaimah

  • RAKEZ employment regulations compliance
  • RAK Department of Economic Development alignment

Umm Al Quwain

  • UAQ Free Zone employment standards
  • UAQ Department of Economic Development compliance

Free Zones & Special Economic Zones

GPOD UAE includes specialized modules for major UAE free zones, each with their own specific employment laws:

DIFC ADGM JAFZA DAFZA SAIF DMCC Masdar KIZAD

Unified Compliance Dashboard

Despite varying regulations across emirates, GPOD provides a unified compliance dashboard for employers operating across multiple locations in the UAE:

Single portal for all compliance reporting
Automated multi-emirate regulatory updates
Centralized documentation management

Shariah-Compliant Financial Structure

GPOD UAE is built on 100% Shariah-compliant principles, ensuring all transactions, investments, and wage access systems adhere to Islamic finance requirements.


Wakalah-Mudarabah Structure

Our financial model uses a hybrid Wakalah (agency) and Mudarabah (profit-sharing) structure approved by leading Islamic scholars, ensuring all transactions are free from riba (interest) and gharar (excessive uncertainty).


AAOIFI Compliance

All financial operations adhere to Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI) standards, the gold standard for Islamic finance globally.


Shariah Supervisory Board

Our operations are overseen by a dedicated Shariah Supervisory Board comprising respected scholars from UAE's leading Islamic financial institutions, ensuring continuous compliance.


UAE Islamic Banking Standards

Fully compliant with UAE Central Bank standards for Islamic financial institutions (Notice No. 3172/2012), including transaction structure, documentation, and ethical investment criteria.

Shariah-Compliant Early Wage Access

Our Early Wage Access is structured using Islamic principles to avoid interest and debt:

Fixed Fee Structure

A flat AED 13 processing fee per transaction regardless of amount withdrawn or time until payday, avoiding interest-based calculations.

Service-Based Model

Fees are charged for the service of providing access to earned wages, not for lending money, making it halal under Islamic law.

No Debt Creation

Workers access money they've already earned, ensuring no debt is created and avoiding prohibited interest-bearing loans.

Certified Shariah Compliance

Structure has been certified by our Shariah Supervisory Board as compliant with UAE Islamic finance requirements.

Early Wage Access Example

Worker accesses:
AED 1,000
Service fee:
AED 13
Worker receives:
AED 987
On payday, employer completes payment:
AED 1,000 accessed
+ remainder of salary

Ethical Islamic Investment Returns

GPOD UAE offers investors Shariah-compliant returns through an ethical profit-sharing model:

Ethical Returns: 8-15%

Returns generated through activity-based profits rather than interest, making them fully Shariah-compliant.

Transparent Fee Structure

Clear and straightforward 80:20 profit distribution model with no hidden charges or complex interest calculations.

Risk-Sharing Model

True Mudarabah structure where investor returns are tied to actual transaction activity, sharing risk in accordance with Islamic principles.

Social Impact Investment

Investments directly support financial inclusion and employee wellbeing, aligning with Islamic principles of social responsibility.

Investment Tiers

Starter 4-6% returns
AED 3,670 - 36,700
Growth 6-8% returns
AED 36,700 - 183,500
Impact 8-10% returns
AED 183,500+
Strategic 10-15% returns
AED 3.67M+ with board seats
All investments structured through Shariah-compliant mechanisms

UAE Payment Systems Integration

UAE Banking Integration

GPOD UAE seamlessly connects with the UAE's advanced payment infrastructure:


UAE SARIE System

Direct integration with UAE's SARIE system for real-time interbank transfers, ensuring instant payments.


UAE Direct Debit System

Compliant with UAE Direct Debit System (UAEDDS) for scheduled payments and reconciliation.


UAE Mobile Payment Solutions

Integration with Emirates Digital Wallet, Apple Pay UAE, and Samsung Pay for contactless payments.

UAE Central Bank Compliance

Our platform adheres to all Central Bank of the UAE requirements for payment systems:


Stored Value Facilities Regulation

Compliant with SVF regulations for digital payment methods and electronic wallets.


AML/CFT Requirements

Full compliance with UAE Anti-Money Laundering and Combating Financing of Terrorism requirements.


Digital KYC Verification

UAE Pass integration for digital identity verification in compliance with UAE Central Bank requirements.

Wage Protection System (WPS) Compliance

100%
WPS compliance rate
5 min
WPS file preparation
0
MOHRE penalties
24/7
Compliance monitoring

GPOD UAE provides comprehensive WPS compliance with direct integration to authorized banks:

Automated WPS File Generation

One-click creation of SIF (Salary Information File) in the exact format required by Central Bank of UAE.

WPS Agent Bank Integration

Direct connection with all UAE banks authorized as WPS agents for seamless salary transfers.

MOHRE Compliance Reporting

Automatic generation of all required reports for Ministry of Human Resources and Emiratisation.

WPS-Compliant Early Wage Access

Our Early Wage Access system is fully compliant with WPS requirements, properly recording all transactions and ensuring complete transparency with regulators. All accessed wages are properly reflected in SIF files and reconciled with regular payroll.

UAE Vision Alignment

GPOD UAE is strategically aligned with the UAE's national initiatives:

UAE Vision 2030

Supporting knowledge economy development through financial technology innovation and workforce empowerment.

UAE Digital Economy Strategy

Contributing to the goal of doubling the digital economy's contribution to UAE's GDP through fintech innovation.

Dubai Islamic Economy Strategy

Aligned with Dubai's goal to be the global capital of Islamic economy through Shariah-compliant financial technology.

UAE Financial Sector Development

Supporting UAE Central Bank's financial infrastructure modernization and financial inclusion initiatives.

UAE Enterprise Integration

GPOD UAE integrates seamlessly with UAE business systems:

UAE Accounting Software

Direct integration with popular UAE accounting platforms including Tally, QuickBooks UAE, and Zoho Books Middle East.

UAE HRMS Systems

Seamless connection with Bayzat, MenaITech, and People365 HR management systems popular in the UAE market.

UAE Digital Identity

Integration with UAE Pass for digital identity verification and streamlined onboarding processes.

UAE Enterprise ERP

Connection with major UAE enterprise systems including SAP UAE, Oracle Fusion UAE, and Microsoft Dynamics regional deployments.

UAE Data Security & Sovereignty

GPOD UAE maintains the highest standards of data security while ensuring all data remains within UAE borders in compliance with local regulations.

UAE Data Residency

All GPOD UAE data is stored exclusively within the UAE to meet data sovereignty requirements:

  • UAE-based data centers in Dubai and Abu Dhabi with full redundancy
  • No data transfer outside UAE borders in compliance with UAE data policies
  • Local backup and disaster recovery within UAE territory
  • Compliant with UAE Federal Decree-Law No. 45 of 2021 regarding data protection

UAE Cybersecurity Compliance

GPOD UAE adheres to UAE cybersecurity regulations and best practices:

  • UAE Information Assurance Standards (IAS) compliance for critical systems
  • UAE National Cybersecurity Strategy alignment for threat protection
  • TRA (Telecommunications Regulatory Authority) security standards for digital platforms
  • Regular security audits by UAE-authorized cybersecurity firms

Advanced Encryption

All data encrypted at rest and in transit using AES-256 encryption with UAE-compliant key management practices.


Biometric Security

Facial recognition and biometric authentication implemented with UAE Privacy Law compliance for secure identity verification.


Financial Data Protection

UAE Central Bank compliant financial data handling with sensitive data isolation and protection measures.

Transform Your UAE Workforce Experience

Join forward-thinking organizations across the UAE who are revolutionizing how people get paid, work, and thrive.


For Employers

  • WPS compliant payroll automation
  • Multi-emirate compliance built-in
  • AI-powered workforce tools

For Workers

  • Instant access to earned wages
  • Shariah-compliant financial tools
  • Bilingual Arabic/English support

For Investors

  • Ethical returns of 8-15%
  • 100% Shariah-compliant structure
  • Transparent performance tracking

For Regulators

  • 100% WPS compliance guarantee
  • UAE data sovereignty assurance
  • UAE Vision 2030 alignment