Shariah-compliant investment opportunities with ethical returns and measurable social impact
In the name of Allah, the Most Gracious, the Most Merciful
"The Prophet Muhammad (ﷺ) said: Pay the worker his wages before his sweat dries."
— Sunan Ibn Majah 2443
GPOD's investment model is built on authentic Islamic principles of fairness, transparency, and shared prosperity. By investing in our earned wage access platform, you support a financial system that empowers workers while generating ethical returns.
Our Shariah-compliant structure ensures that your investment avoids riba (interest), gharar (excessive uncertainty), and maysir (gambling) while delivering competitive returns through legitimate service fees.
Investors contribute capital to GPOD's ethical wages fund with a minimum investment of £1,000.
Workers access their already-earned wages before payday via the GPOD app (not a loan).
Workers pay a small, flat £2.50 service fee per early wage access—never interest or percentage-based fees.
Service fees are fairly distributed between investors and the platform, providing 8-12% annual returns on your investment.
GPOD employs a hybrid Wakalah-Mudarabah model that has been vetted by Islamic finance scholars:
GPOD acts as your agent (wakeel) to deploy capital for earned wage access, charging a small fixed management fee of 1%.
Profit generated from service fees is shared between investors (Rab al-mal) and GPOD (Mudarib) at an 80:20 ratio.
All activities are monitored by an independent Shariah board that issues quarterly compliance reports and ensures all transactions remain halal.
For new ethical investors
£1,000 - £9,999
Features:
For established investors
£10,000 - £49,999
Features:
For strategic partners
£50,000+
Features:
Total Return After 3 Years
£13,310
Total Profit
£3,310
Average Annual Return Rate
10%
Workers Supported
315
Predatory Loans Avoided
1,260
GPOD's investment model adheres strictly to Islamic financial principles, ensuring that your investment is not only profitable but also compliant with Shariah law. Our structure has been reviewed and approved by qualified scholars.
Our investment model has been certified by a board of qualified Islamic finance scholars who review our operations quarterly to ensure continued compliance.
The certification confirms that our Wakalah-Mudarabah structure meets the requirements of Islamic finance and that all transactions are conducted in accordance with Shariah principles.
"And Allah has permitted trade and has forbidden interest."
— Quran 2:275
Complete our simple investment application form with your details and investment preferences.
Go through our KYC (Know Your Customer) process to verify your identity and source of funds.
Transfer your investment funds securely to our Shariah-compliant investment account.
Track your investment on our dashboard and receive regular profit distributions and impact reports.
Every £10,000 invested in GPOD creates significant positive social impact alongside your financial returns:
315
Workers Supported
1,260
Payday Loans Avoided
£18,900
Interest Charges Saved
72%
Stress Reduction
*Based on average user metrics from existing GPOD operations.
Islamic finance emphasizes that wealth should benefit society. GPOD's investment platform ensures that your capital directly improves people's lives while generating halal returns.
"The believers, men and women, are allies of one another. They enjoin what is right and forbid what is wrong..." (Quran 9:71)
As a Muslim investor, I've struggled to find truly Shariah-compliant investments that offer good returns. GPOD has been a revelation - ethical, transparent, and profitable. I appreciate the detailed impact reports showing how my investment is making a difference.
Ahmed K.
Growth Tier Investor, 18 months
The combination of competitive returns and measurable social impact makes GPOD a standout investment. I'm impressed by the transparency of their Islamic structure and how they've used technology to solve real financial problems while generating halal returns.
Sarah M.
Impact Tier Investor, 2 years
Your investment with GPOD is Shariah-compliant because:
Our structure has been certified by Islamic finance scholars and adheres to recognized standards for Shariah compliance.
The minimum investment amount with GPOD is £1,000. This allows you to start in our Starter Tier, which offers an 8% target annual return with quarterly distributions. As your investment grows, you can move up to our Growth Tier (£10,000+) or Impact Tier (£50,000+), which offer higher returns and additional features.
Returns are generated through the £2.50 flat service fee charged each time a worker accesses their earned wages early. After deducting the 1% management fee (Wakalah), the remaining profit is shared between investors and GPOD at an 80:20 ratio (Mudarabah).
Profits are distributed according to your investment tier:
All calculations and distributions are transparent and available through your investor dashboard.
Each investment tier has a minimum commitment period:
After this period, you can request withdrawals with 30 days' notice. Partial withdrawals are possible as long as your remaining balance meets the minimum tier threshold. In exceptional circumstances, we may facilitate early withdrawals subject to availability and a small administrative fee.
While GPOD's investment model is designed to minimize risk, all investments carry some level of risk:
We mitigate these risks through diversified employer partnerships, capital reserves, and continuous regulatory monitoring. All investments are protected by our capital protection measures that prioritize investor security.
Join GPOD's community of ethical investors and earn competitive returns while making a positive social impact.
Minimum investment starts at £1,000. Investment subject to eligibility and terms.
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